Yeah, what good are they?! (health care debate)
Tuesday, March 2nd, 2010Michael Hiltzik of the Los Angeles Times recently asked “What do we need health insurers for anyway?” Frankly, I’ve been wondering the same thing. (Some of you may have heard me express my lack of sympathy for a multi-billion-dollar-industry-that-produces-nothing before.) Throughout the ongoing debate about health care reform in this country, money seems to be the underlying issue. Who will pay for providing care to those who can’t pay for it themselves? How do we control the costs for people who are facing insurance premium increases? If the government steps in, how will it pay for its intervention? And, seemingly the biggest question among conservatives, Why should I have to pay for the bum down the street?
I formed my opinion on this debate in 1997, shortly after I aged out of being a military dependent and learned what the rest of you already knew: the private healthcare system sucks. I grew up with socialized healthcare, and I credit my survival to the excellent (and aggressive) care I received. I have seen a system that works, right here in the U.S., and opponents would be hard pressed to disavow me of my belief that the U.S. Government can manage it.
And, since the government already picks up the slack for the most medically vulnerable (read medically expensive) in our nation (the elderly, disabled, and children in poverty) through programs like Medicare, Medicaid, and CHIP, anyway, why not let it take the healthy and robust people on board, as well? If we diverted all those billions of dollars we pay in insurance premiums every year to the government coffers (well, knowing the Government, perhaps to a special health care program that cannot be pillaged), and eliminate the cap on earnings that is taxed for Social Security, I think we could pretty much pay for the plan.

